Understanding Cash Flow: What Is it and How It Works

Picture this: You’re making more money than ever, but you just can’t seem to find the cash to cover certain expenses. How can both be true at once? What can you do to free up the cash to pay what you owe? Understanding cash flow is the first step....
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Banking 101: A Comprehensive Guide to Understanding Banking Basics

They say money doesn’t grow on trees, and they’re right — it grows at banks. Or, more accurately, your money grows at banks if you use certain banking products and services, whereas with others, you’re just storing your money. ...
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How to Unlock Financial Flexibility with a Home Equity Line of Credit (HELOC)

While UBank doesn’t offer HELOC loans, they are a popular topic in today’s mortgage market. To make sure you’re educated on all your options, we’ve prepared this guide to HELOCs to show you why you might benefit from one. ...
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Investing for Beginners: What to Know, and How to Get Started

Maybe you think investing isn’t accessible — it’s too expensive, too difficult — but the truth is, investing is for everyone. We’ll banish some of the most common misconceptions about investing and give you a breakdown of the investing process from the ground up!...
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Home Equity Loan vs. Line of Credit: Understanding the Key Differences

Buying a house is a major investment — think of all the money you could make down the line if you sell! This long-run potential isn’t your home’s only value, though. You can also use home equity lines of credit (HELOCs) and home equity loans to make the most of your home’s value today....
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Understanding Closing Costs: A Comprehensive Guide

If you’re asking yourself, “How much are closing costs?” we’re here to demystify the question with this guide....
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Real Estate Investing for Beginners: How To Get Started

If you’re new to the real estate market and want to get the lowdown, you’ve come to the right place!...
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Is It Time to Refinance Your Mortgage? Discover the Benefits and Savings

Mortgages aren’t cheap, but you can make them less expensive. We’re not talking about any questionable savings tricks or anything like that — we’re talking about the common step of refinancing your mortgage!...
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How Old Do You Need To Be To Open A Bank Account?

Let’s say you’ve started getting birthday money from some of your relatives. Congrats — your family is treating you like an adult! But that money can be tough to do much with until you have a bank account. ...
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10 Budgeting Tips for Young Adults That Last a Lifetime

The spending habits you develop now can last a lifetime. Especially when you turn 18 and become independent, the early years of bearing sole responsibility for your money can become the foundation of a thriving, blossoming financial future. But how exactly do you get your finances right from the start, you ask? We say the answer is simple: budgeting!...
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