Discover How UBank Works for You

Learn why UBank lending is your best option!

Competitive products, local decisions, outstanding service. 

At other corporate institutions, you're treated like 'just another number.'

At UBank, you're known by name. 


30-Day Close

Once we have all the paperwork we need, it will take roughly 30-days to close your real estate loan. It gets even faster for non-real estate loans, 5-7 days. 

Step-By-Step Guidance

With UBank, you're never left to figure things out yourself - whether it's your 1st loan or your 20th, our lenders will guide you through the process. 

Clear Communication

The lending process can be overwhelming, but we'll never leave you in the dark! At UBank, our lenders send weekly emails to keep you in the know. 

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how is UBank different from corporate banks?

Local Decisions

 Every decision is made right here in East Texas! You'll never have to worry about decision-makers not understanding the ins and outs of your situation. At UBank, we work hard to fully understand each customer's goals and needs.

Quicker Turn Times

 Since all of our operations are in East Texas, we'll get your deals closed quicker than the big guys. We have a mean, lean team of people who are fighting for you day-in and day-out.

Relationship Banking

 You're never 'just another number.' You'll have the phone number of a relationship banker you can call, anytime day or night. At UBank, we're personally invested in your success. No exceptions.

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Want expedited turn times? 

The deeper the relationship, the quicker the turn times.

When we're your go-to bank, we're able to achieve expedited turn times since we already have lots of the necessary paperwork on file.

If you're ready to get started...

Visit our loans page to see which loan fits your needs. 

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This is banking made for you!