skip a payment

Skip A Payment: A holiday deal made for you!

Our new "Skip a Payment" program gives you the ability to skip
your payment during the month of December. 

How does it work?

By choosing to skip a payment, your current due date will be advanced one month forward and interest will continue to accrue on your loan during the extended payment period. Your loan maturity date will be advanced one month forward and all terms and conditions will remain the same with the exception of Credit Life.

What are the requirements?

  • Your loan must be current or in grace period.
  • You must have completed 6 payments on the loan.
  • Your request must be received at least 10 days before your loan payment due date.

What types of loans are eligible?

  • Automobile – New and Used
  • Recreational Vehicle – ATV/ Personal Watercraft
  • Non- titled

*Real Estate, Line of Credit, Business loans or Single Payment loans are not eligible for this program.

How do I apply and is there a fee?

Complete the application for extension. Upon approval, you will receive a confirmation via email and a processing fee of $ 50.00 will be added to your loan.

Additional Information:

  • If you currently have Credit Life and /or Disability on your loan it will not be extended to the New Maturity Date.
  • If your payment is set up for auto payment through a third-party bill pay or an external bank account, you are responsible for stopping the auto payment for this month.


To apply for a skipped payment in December of 2021, enter the information below and press submit.
Once you've submitted your application, a UBank loan ops team member will reach out to you to finalize your application and process the skipped payment.



By choosing to extend a payment, you agree to the terms and conditions and that you are requesting UBank to extend your monthly payment by one month and advance the due date of your regular monthly payment by one month. There is a $ 50.00 processing fee for this service and interest will continue to accrue on your loan during the extended payment period and due on the next scheduled payment. Your payments will revert to the original payment schedule following the extended payment period and the maturity date on the loan will be extended by one month. If your monthly payment is generated through automatic transfer payment from another financial institution or through a bill payment service, you are responsible for stopping the payment you are extending.

This agreement does not in any way, satisfy or cancel the original obligation. Except as specifically amended by this agreement, all other terms of the original obligation remain in effect. This means and includes, but is not limited to:
(1) Property which secures the original obligation will continue to secure my total responsibility to pay you as amended by this agreement.
(2) All parties who have a responsibility to pay you in any way the original obligation (including any co-makers, endorsers and guarantors) remain responsible for the total amount I owe you as amended by this agreement. If you require the consent to this extension by any additional party, I agree to obtain such consent, and this extension agreement will not be effective if the consent is not obtained.
(3) Any post-maturity interest rate provided for in the original obligation (except as specifically contracted for here) shall now begin to apply after the last scheduled payment of the original obligation as amended by this agreement.
(4) You will not be responsible to further extend the payments affected by this agreement or any other scheduled payments. All other scheduled payments not affected by this agreement shall remain due as previously scheduled.
(5) All provisions for default, remedies, attorneys' fees (if any) etc. remain in effect.
(6) My responsibility (if any) to provide insurance on the property which secures the original obligation (if any) shall remain in effect.
(7) The term of any Credit Life and/or Disability Insurance coverages purchased in connection with the original obligation will not be extended for the additional term provided for in this agreement.


This is banking made for you!