Personal Checking Accounts - East Texas Local Bank

Have Questions?

Let's find an account that's made for you!

We have accounts created for all stages of life and income levels,
so there’s guaranteed to be an account that’s made for you.

Common Sense Checking

$50 - Minimum Deposit
$5 - Monthly Service Charge
- No Minimum Balance Required
- eStatements Included
- Get rewarded for being YOU!
  Reduce service charges with your monthly account activity.
Ages 65+ | Service Charge Waiver
Thrive Checking

$1,000 - Minimum Deposit
$10 - Monthly Service Charge
- Service Fees Waived With Minimum Daily Balance of $1,000.
- Tiered Interest
  Contact our UBank team to learn more about our rates.
Ages 65+ | Service Charge Waiver
Buddy
Account

$1.00 - Minimum Deposit
No Monthly Fees
- Teach Your Kids About
  Financial Literacy
  Ages 8-18 | Parent As Co-Owner
- No Minimum Balance Required
- Debit Card Included
- eStatements Included
Ages 8-18 | Converts to Common Sense Checking after age 18.

Ready To Open an Account?

1

Social Security
Number

2

Government-Issued
Photo ID

3

Minimum Opening
Deposit

For more details on what info we'll need, take a look at the document checklist!

DOWNLOAD CHECKLIST

Need a savings account too?

Take a look at our savings accounts to see which option works best for you.

PERSONAL SAVINGS

Personal Checking

Let's find an account that's made for you!

We have accounts created for all stages of life and income levels,
so there’s guaranteed to be an account that’s made for you.

Common Sense Checking

$50 - Minimum Deposit
$5 - Monthly Service Charge

Thrive Checking

$1,000 - Minimum Deposit
$10 - Monthly Service Charge

Buddy
Account

$1.00 - Minimum Deposit
No Monthly Fees

Ready To Open an Account?

1

Social Security
Number

2

Government-Issued
Photo ID

3

Minimum Opening
Deposit

Need a savings account too?

Take a look at our savings accounts to see which option works best for you.

This is banking made for you!

Why UBank?

Connect

Personal

Business

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Made For You

Personal

Business

Commercial Lending

Made For You

Personal Checking

Let's find an account that's made for you!

We have accounts created for all stages of life and income levels,so there’s guaranteed to be an account that’s made for you.

Common Sense Checking

$50 - Minimum Deposit$5 - Monthly Service Charge

Thrive Checking

$1,000 - Minimum Deposit$10 - Monthly Service Charge

Buddy Account

$1.00 - Minimum DepositNo Monthly Fees

Ready To Open an Account?

1

Social Security Number

2

Government-Issued Photo ID

3

Minimum Opening Deposit

Need a savings account too?

Take a look at our savings accounts to see which option works best for you.

This is banking made for you!

Why UBank?

Connect

We have accounts created for all stages of life and income levels,
so there’s guaranteed to be an account that’s made for you.

$50 - Minimum Deposit
$5 - Monthly Service Charge

$1,000 - Minimum Deposit
$10 - Monthly Service Charge

Buddy
Account

$1.00 - Minimum Deposit
No Monthly Fees

Social Security
Number

Government-Issued
Photo ID

Minimum Opening
Deposit