How 'Save the Change' Simplifies Building Your Savings

How 'Save the Change' Simplifies Building Your Savings

By UBank
Wednesday, January 27, 2021

Save The Change

UBank's new "Save The Change" program is a game-changer for your savings account because all you have to do is use your debit card on everyday purchases, and we'll handle the rest! 

Especially in a post-COVID environment, we don't have to tell you how important savings are when it comes to financial health. Not only are savings a crucial part of preparing for your future, but they're also able to give you peace of mind, knowing you're prepared for emergencies. Enrolling in our "Save The Change" program is an easy next-step to start saving for your future today! With this complimentary program, the "extra cents" from your purchases are directly transferred into the UBank account of your choice.

Here's a few reasons you'll LOVE this program - it truly puts your savings on autopilot!

  • Save time, money and stress.
  • The more you shop, the more you save.
  • Everything is automatic so saving is effortless.

How It Works

When it comes to enrolling in the program, you have two options for how you'd like to save the "extra change" from your daily debit card purchases. 

Option #1 - Transfer your cents after every purchase (from coffee, pizza, to buying groceries) by rounding up each purchase to the nearest dollar and transferring the difference to another UBank checking or savings account. 
Option #2 - Transfer your cents at the end of each business day by rounding up the ending balance to the nearest whole dollar and transferring the difference to another UBank checking or savings account. 

Both are great options, so the deciding factor is how quickly you'd like to see your savings add up - with Option #1, you'll save money faster because EVERY purchase made with your debit card is part of program. Therefore, more purchases mean more savings. If you're looking a slow-and-steady option, then you'll like Option #2 because it saves the "extra change" once a day, based on your ending daily balance. 

The real beauty of the "Save The Change" program is that it's practically invisible - all of the transfer happen in the background, you never have to lift a finger. This way, you won't miss the money that's being put away towards savings each day. 

Get Started Today!

Enrolling is easy, especially if you already have a UBank debit card linked to your account.  Simply follow these three steps and watch your savings grow!

  1. To enroll, you will need both a UBank checking and another UBank checking or savings account.
  2. Review and sign the Save the Change enrollment form.
  3. Drop the enrollment from off at your local UBank location or send securely through online banking.


save the change auto transfer

If You Don't Have A UBank Account...

If you don't have a bank checking and savings account set up yet, we'd love to help you get started today! 

To ready more about our account options, you can visit the personal accounts page to start familiarizing yourself with our accounts. If you'd like to talk to someone about which account is right for you, you can call our customer service team at (936) 639-5566 to get connected with your local relationship banker. From there, they'll be able to learn more about your spending habits to recommend the checking and savings account that's right for you. 


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