Find out which Individual Retirement Account is right for your goals.
At U.Bank, our investment services are designed to ensure your financial independence. No matter where you are in life, it’s never too late or too early to start planning. Our knowledgeable financial advisors and range of popular investment choices make planning your finances simple and rewarding.
Accounts we offer:
For additional information on our IRA services, contact the U.Bank team today to learn more.
We can help you rollover funds from a current retirement plan or we can help you start a retirement plan of your own. There are no annual fees to maintain your IRA account with us and the terms are the same as our 1 to 5-year certificates. All our CD's are fixed for the full term and a penalty may be accessed for early withdrawal on the amount withdrawn depending on the term. Fees may reduce earnings.
IRA 1 Year
IRA 2 Year
IRA 3 Year
IRA 4 Year
IRA 5 Year
APY=Annual Percentage Yield
Certificates of Deposit
Earn competitive interest and speed up your savings goals with a Certificate of Deposit.
When you are ready to set aside money you don’t need right away, a Certificate of Deposit can help you earn considerable interest the smart way. Come in and talk to the U.Bank team about investing in a CD today – we’ll share current rates based on the amount you have to invest and help you start earning interest.
Choose the CD* that’s right for you:
30-89 Day CD
90-181 Day CD
6 Mo.-1 Year CD
1 Year CD
3 Year CD
4 Year CD
5 Year and Up CD
* The minimum balance required to open a regular Certificate of Deposit is $500.00.
CDARS – Certificate of Deposit Account Registry Service
Get preferred rates and added peace of mind.
CDARS is a deposit placement service where certificates of deposits totaling more than $250,000 receive full FDIC coverage*.
Safety and Simplicity
Unlike the stock market, CDs are insured by the FDIC. You can choose the amount you wish to invest and the time period you’d like to earn interest on your money. And just like any account you open with us, we’ll make it as simple and easy to understand as possible. Plus, thanks to our convenient online and mobile banking services, you can check your balances online or over the phone.
Reach your savings goals with a Certificates of Deposit. We offer competitive interest rates on short- and long-term certificates. Contact us today!
Whether you want to retire in Texas or on a tropical island, we can help get you there! We offer Traditional IRAs and Roth IRAs, each with their own features to match your needs.
We can help you rollover funds from a current retirement plan or help you start a retirement plan of your own. Let us know your financial goals and we’ll create a personalized investment strategy to meet your needs.
How Do I Open an Account?
Thank you for choosing U.Bank for your financial needs! Remember, you must be 18 years of age, a U.S. citizen or U.S. resident to open an account with us.
The team at U.Bank looks forward to serving you and assisting with your finances. We invite you to drop by and visit with one of our friendly Relationship Bankers.
If you have any questions, please call Customer Service at (936) 639-5566. We look forward to serving U!
The Customer Service Group helps you with questions concerning account balances, loan balances, loan payoffs, ordering checks, internet banking, phone banking, debit cards, IRAs and CDs