No business dream is too big with the right business loan. Whether you need to purchase office equipment, refinance an existing loan or fund a new construction project, we offer affordable loans with flexible terms, all made for you.

Loans are generally provided for:

  • Working capital
  • Purchase of equipment
  • Purchase of inventory
  • New construction
  • Permanent financing of real estate
  • Refinance of an existing loan

Loan types that are generally offered*:

  • Short-term financing (less than one year)
  • Long-term financing (up to 20 years)
  • Interim construction loan
  • Revolving line of credit

How do I open an account?

Whether your business is large or small, we look forward to serving you and assisting with your financial needs. We invite you to drop by the bank and meet with one of our Financial Service Representatives.

If you have any questions, please call our Customer Service Group at (936) 639-5566. We look forward to serving you.

*Subject to bank credit approval.
Additional financial information may be requested to support the application for credit.

Commercial loans

Owning your own business is the American Dream. We can help with Lines of Credit, Construction Loans, Equipment and Machinery Loans, Inventory, Real Estate, Marketable Stocks and Bonds and Acquisition Loans. Our Commercial Lenders will be there to help guide you every step of the way. For more information on Business Loans, give us a call.

24-Hour Phone Banking

Customer Service

The Customer Service Group helps you with questions concerning account balances, loan balances, loan payoffs, ordering checks, internet banking, phone banking, debit cards, IRAs and CDs 

Lost or Stolen Debit Card

Lost or Stolen Credit Card


Holiday Calendar

Jan 1 New Year's Day

Jan 21 MLK Day

Feb 18 Washington's Birthday

May 27 Memorial Day

July 4 Independance Day

Sept 2 Labor Day

Oct 14 Columbus Day

Nov 11 Veteran's Day

Nov 28 Thanksgiving

Dec 25 Christmas Day